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Our Bankruptcy Attorney Can Help You Secure A Brighter Financial Future! I Want to Live Debt Free

Bankruptcy Attorney

You Deserve A Fresh Start: Call (949) 274-4098 to Take the First Step.

Bankruptcies bear negative connotations for consumers, but a well-structured bankruptcy is a powerful way to free yourself from debt and begin rebuilding your financial future with a clean slate. Chapter 7 bankruptcy allows debtors to liquidate their assets to pay creditors back, while Chapter 13 allows you to consolidate outstanding debt and create a years-long repayment plan. Chapter 11 bankruptcy, gives businesses and high-wealth individuals to continue making a living after declaring bankruptcy. There are different bankruptcy formats, but all accomplish the same goal: complete debt freedom for the consumer.

The Law Offices of Joseph M. Tosti, APC is the premier provider of bankruptcy assistance and litigation in , providing our clients with legal guidance, financial counsel, and aggressive protection of their interests. Speak with our bankruptcy lawyer about your financial situation in a free, confidential consultation.

It’s Time to Start Over. Call (949) 274-4098 to see how we can help free you from debt.

We Make a Difference in
the Lives of Our Clients

  • Accessible Our clients work directly with our attorney. They are not passed off to an inexperienced staff member.
  • Experienced For more than 30 years, we have been committed to helping people find solutions to obtain debt relief.
  • Successful We have used our skill and experience to bring thousands of cases to successful conclusions.
  • Recommended Clients recommend us because we exceed expectations, every time.
  • Dedicated We will devote our time and energy toward the positive resolution of your case.
  • Passionate We are passionate about your case and genuinely care about your success.
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The Client Experience

Hear Directly from Our Financially Secure Clients

  • “Very satisfied with the outcome and the timeframe those results were reached. Thank you guys for being awesome.”

    -Jason B.

  • “His staff is amazing as well!”

    -Candace S.

  • “I highly recommend him! Thank you to you and your team!”

    -Nicole L.
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You Have Questions, We Have Answers

  • Why Should I File for Bankruptcy?

    There are countless advantages to filing for bankruptcy including avoiding foreclosure and putting an end to creditor harassment. In addition, filing may resolve issues related to repossession, past-due taxes, wage garnishments and child support payments. If you have recently been sued because of debt, bankruptcy may allow you to successfully combat the lawsuit. Allow our team to help you understand how you could benefit from filing today!

  • How Does Bankruptcy Work?

    There are two primary forms of bankruptcy: Chapter 7 and Chapter 13. If you are looking to eliminate dischargeable debt such as credit cards, car loans , mortgages, medical bills and more, we recommend filing Chapter 7 bankruptcy. If you want to reorganize your debt and be given a longer period of time to pay them off, Chapter 13 bankruptcy is the right choice for you. Bear in mind, if you have nondischargeable debts or high-value assets that you wish to protect, you will not qualify for Chapter 7 bankruptcy.

  • Do I Need to Hire an Attorney?

    While it is within your rights to file for bankruptcy alone, we strongly advise you against it. Due to the complex and sensitive nature of the bankruptcy process, it would be wise to retain the representation of a highly skilled and experienced attorney. We can ensure every detail of your case is handled properly and time effectively. We will walk with you every step of the way, providing trusted financial counsel in order to help you achieve your financial goals in a timely manner.

How Can We Assist You Today

The Law Offices of Joseph M. Tosti, APC

  • If you are drowning in debt, turn to The Law Offices of Joseph M. Tosti, APC. With more than three decades of experience and thousands of cases under our belts, you can be confident that we are the right choice. Unlike other bankruptcy law firms, we genuinely care about the financial futures of our clients. As such, we will make it our mission to ensure the bankruptcy filing process is as simple and painless as possible. Our lead attorney will personally handle each legal aspect of your case and offer you the trusted financial guidance that you need in order to secure a debt-free future. If you are looking to obtain financial freedom, reach out to us today. We would be proud to help you navigate the complexities ahead.

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